How to Get Your Tax Return Check Faster


After working all year and paying government payroll taxes, you deserve to get your tax refund check as quickly as possible. ACE Cash Express can help you receive your tax return payout faster1 than a paper check with direct deposit. Just collect the documents required to file your tax return with the U.S. Government, then take them to your tax preparer and ACE can help you get your tax refund payout faster1 by direct deposit than with a paper check.  

Here’s what you may need to file your tax return:

  • Pay stubs or a 1099 Form
  • W-2’s
  • Record of tips earned
  • Proof of purchase for a home or car.
  • Record of investments or contributions to retirement accounts
  • Bank and brokerage statements
  • Receipts for deductible items
  • Insurance and medical records
  • Theft or loss documents
  • Charitable records

Check irs.gov/filing for more information and to confirm what’s needed to file.

How to Get Your Tax Return Payout Faster1 than a Paper Check With Direct Deposit:

According to the IRS, the best and fastest way to get your tax refund is to get it electronically deposited.A

You can choose to have your electronic deposit sent to a bank account or prepaid debit card of your choice. At ACE, we offer both a banking product (the ACE Flare™ Account by MetaBank®) and a prepaid debit card (the ACE Elite™ Visa® Prepaid Debit Card).

Apply for an ACE Flare Account™ by MetaBank®2 to start the process of opening a bank account where you can receive an electronic deposit of your tax refund. If approved for the Flare Account, you can log into your new account in the Online Account Center. In the menu, select “Direct Deposit” and you’ll see your Routing Number and Account Number.  You can also click on the “Tax Refund” link to find instructions to on how to get your tax refund direct deposited to your account.

You may also choose to apply for an ACE Elite™ Visa® Prepaid Debit Card3 and have your tax refund electronically deposited.  If approved, you can find your Account Number and Routine Number in the Online Account Center. In the menu, select “Direct Deposit” to access your Account Number and Routing Number.

When you file your tax return, be sure to select direct deposit for your refund and enter your Account and Routing Numbers for your new account.

Don’t Pass up This Opportunity to Get Your Tax Refund Even Faster1 than a Paper Check with Direct Deposit! 

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Frequently Asked Questions:

1. When will I get my federal tax refund?

The most accurate way to know when you will get your refund is to use the “Where’sMyRefund?” online refund tool from the IRS.  “Where’sMyRefund?” will usually have information about your refund 24 hours after the IRS acknowledges receipt of your e-filed return.  The IRS states that it issues approximately 90% of refunds in less than 21 days, but in some instances a tax refund may take longer.A

2. When will I get my W-2 form?

Your employer is required to mail your W-2 by January 31. However, some employees receive theirs earlier.  

3. When can I start filing my taxes?

You can start filing as soon as you receive all of your required forms, which may include a W-2, 1099 Forms, or more.  

4. When are 2020 taxes due?

If you haven’t filed for an extension, your tax return must be e-filed or postmarked by April 15, 2020.

5. How do I get my refund in my Flare Account?

To get your tax refund in your Flare Account, all you have to do is direct deposit to your account.  If you are using tax software, just select it as your refund method and type in the account number and routing number. If you use a tax preparer, tell him or her that you want to direct deposit to your Flare Account and provide him or her with your account number and routing number.  You can even use direct deposit if you file by paper by following the instructions on the tax form.

6. Where can I withdraw cash from my Flare Account debit card?

Withdraw cash from any participating ACE location – up to $400 in cash per day when you have qualifying Direct Deposit activity5. You can also get cash back from participating ATMs or ask for cashback with purchases, where available. (Fees may apply.) 

7. Where can I use my Flare Account card?

Everywhere Visa debit cards are accepted, both online and in stores.

Populus Financial Group, Inc. (d/b/a ACE Cash Express) does not offer tax advice and should not be considered a tax service.  This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied upon for tax advice.  Please consult your tax advisor before engaging in any transaction if you have questions regarding your taxes.  

Sources:

https://www.irs.gov/refunds/get-your-refund-faster-tell-irs-to-direct-deposit-your-refund-to-one-two-or-three-accounts Info accurate as of 10/22/2019.

Disclaimers:

1. Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. For up-to-date information from the IRS, www.irs.gov/refunds.

2. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, street address, date of birth, and government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide to us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

3. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see your driver’s license or other identifying information. Card activation and identity verification required before you can use the Card Account. If your identity is partially verified, full use of the Card Account will be restricted, but you may be able to use the Card for in-store purchase transactions. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Use of Card Account also subject to fraud prevention restrictions at any time, with or without notice. Residents of Vermont are ineligible to open a Card Account.

4. A tax refund may only be deposited in the name of the accountholder. If we receive a tax refund to your account intended for someone other than you, we will return the refund to the IRS and the IRS will mail a paper check to the individual. At this time, you cannot add another accountholder to your Flare Account.

5. Make up to $400 in fee-free cash withdrawals per day from your ACE Flare Account by MetaBank by using your debit card at participating ACE Cash Express locations. $400 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. A direct deposit (no dollar minimum) made to the account within the immediately preceding 35 days is required. See store for details. Offer subject to change.

The ACE Flare Account is established by MetaBank, Member FDIC. Netspend, a TSYS® Company, is a service provider to MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.

The ACE Elite Visa Prepaid Debit Card is issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Netspend, a TSYS® Company, is a registered agent of MetaBank. Card may be used everywhere Visa debit cards are accepted. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

© 2019 Total System Services, Inc.® All rights reserved worldwide. TSYS and Netspend are federally registered U.S. service marks of Total System Services, Inc. All other trademarks and service marks belong to their owners.

© 2019 Populus Financial Group, Inc. All Rights Reserved.

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P.O. Box 2136, Austin, TX 78768