Payday Loan Alternatives at ACE

Loans at ACE are a simple, fast and dependable way to apply for cash as soon as you need it.

Apply for a Payday Loan Online with ACE Cash Express

How do I apply for a payday loan?

In Ohio, we offer flexible installment loans allowing you to repay your loan in installments over a longer period of time than a traditional payday loan.1 To apply for an installment loan, please visit any one of our Ohio ACE Cash Express locations.

Learn more about the benefits of our short-term loans. When you’re ready, apply for the cash advance you need at the ACE Cash Express near you in Ohio.

Payday loans are available online in the following states:

California, Idaho, Kansas, Louisiana, Minnesota,

Short-term loans are available online in the following states:

Delaware, Florida, Missouri, New Mexico, Texas


What is the difference between a payday loan and an installment loan?

Payday loans are a type of short-term loan where your payment is due back on your next payday. Payday loans are ideal in situations where you know you’ll have the money to repay it the next time you get paid. But what if you need more time to pay it back? An installment loan could be a better option for you.

Flexible installment loans are a type of short-term installment loan that allow you to repay over time. You could pay off your loan off in biweekly or monthly payments (depending on when you get paid and your loan schedule).

Now, let’s say that you think you need more time to repay your loan. But, when that first payment comes due, you realize you can pay it all back right then. With flexible loans, you can choose to pay off your loan all at once just like a traditional payday loan. And there’s no penalty for paying it off early, either. In fact, if you pay back your flexible loan in full on your first installment due date, you may pay less than a payday loan.1 Learn more about the benefits of a flexible loan.

Learn More About Payday Loans